New ACA Renewals
Dear Friends and Clients: As I'm sure you're aware the Affordable Care Act (ACA) has caused tremendous upheaval in the health insurance industry. Recently implemented changes in rates and benefits, not to mention networks and regulations, have many employers beside...
Long Term Care Insurance – Why Wait?
The following article from CPS Insurance clarifies the reasons that Long Term Care Insurance can be an important part of planning for the future and protecting your family. Long Term Care Insurance - Why Wait? Most people envision themselves living a long life,...
The Funniest Life Insurance Commercial
We thought this was funny. Hope you enjoy. Happy Friday! http://www.youtube.com/watch?v=Ap_0zEWY-fk
New Creative Estate Tax Planning Tool
The following article by Dick Reynolds of Great Plains Life and Annuity, presents a creative option for Estate Tax planning. You may find it interesting. There are a couple of consistent reasons why wealthy individuals or married couples do not purchase life insurance...
New “Grandmothering” law signed
Here is an article by Craig Blankenhorn that explains the new "Grandmothering" law. Governor Brown announced this week he signed CA SB 1446, the “Grandmothering” bill. SB 14465 moved rapidly and unopposed through both houses in the California legislature. Now that the...
Limits on Waiting Periods
Since some of our clients had questions about new rules on waiting periods, I thought this article by Susan Collins could be helpful for some of you out there. The waiting – or probationary – period is the period of time set by an employer before coverage becomes...
LTC – What you don’t know could really hurt you!
Even I didn't know about this and found this article by Tom Virkler very informative. If you can’t pay your long-term care expenses, then you have a friend in Pennsylvania! Just ask John Pittas, who found out the hard way. His mother, Maryann Pitta, had to...
Anthem Enhances Provider Network for Individual ACA Business
Effective May 1, 2014 Anthem Blue Cross announced that Cedar Sinai Medical Center has been added to both its Covered California and off-exchange network See the full press release here, as posted on their website. Anthem Blue Cross Adds More Than 3,800 Doctors to...
The Affordable Care Act at Work
Found this note on Affordable Care Act at Work by Henry A. Waxman interesting. Earlier this month, the U.S. Department of Health and Human Services (HHS) released a report showing that among those signing up through the federal marketplace, nearly 90% received...
Qualifying Life Events
http://www.youtube.com/watch?v=6lNH19vviuE